Topic
GeneralBeginnerThe GENIUS Act limits US payment stablecoins to approved issuers, requires 1:1 reserves and monthly reports, and bars issuers from paying yield. It takes effect January 18, 2027. Here is what it requires, where rules stand and how it compares with MiCA.
#regulation#stablecoins
DeFi lending pools set interest rates from utilization and require more collateral than the loan. A liquidation is triggered when the health factor falls below 1. This guide explains LTV, liquidation thresholds and bad debt with a worked example and real incidents.
#defi#oracles#stablecoins
GeneralBeginnerDeFi provides financial services — trading, lending, borrowing — through public smart contracts instead of banks. It's permissionless, non-custodial and composable, with borrowing secured by over-collateralisation rather than credit checks, and no safety net if code fails.
#basics#defi#stablecoins
GeneralBeginnerIt means issuing a blockchain token backed by a legal claim on an off-chain asset like Treasuries, gold or loans. A custodian and legal wrapper hold the asset; the issuer mints tokens on deposit and burns them on redemption.
#defi#regulation#stablecoins
EthereumBeginnerA stablecoin is a token built to track $1. Its peg holds because anyone eligible can mint or redeem near $1, so arbitrage corrects drift. Backing ranges from fiat reserves to over-collateralized crypto to hedged derivatives.
#defi#regulation#stablecoins
PolygonBeginnerEach outcome share pays $1 in USDC if right and $0 if wrong, so its price reads as a probability. Polymarket mints shares in collateralized YES/NO pairs, matches orders off-chain, settles on Polygon, and resolves via UMA's oracle.
#markets#oracles#smart-contracts
GeneralBeginnerThree senior JPMorgan executives—Scott Lucas, Justin Cohen, and Aaron Iovine—held a roundtable with the SEC’s Crypto Task Force to explore how traditional capital-market instruments might transition onto public blockchains. Their conversation touched on which segments of the current infrastructure…
#banks#jpmorgan#sec
GeneralBeginnerJPMorgan Chase has quietly dropped a new hint that it’s pushing further into the crypto world. Earlier today, the banking giant submitted a U.S. trademark application for something called “JPMD.” On the surface, it looks like another piece of corporate paperwork. But dig a little deeper, and it’s…
#banks#crypto#jpmorgan
XRP LedgerBeginnerRipple and Circle have teamed up to launch USD Coin (USDC) directly on the XRP Ledger (XRPL), a collaboration unveiled on June 12, 2025. This step marks a major leap forward in making the world’s second-largest regulated stablecoin fully native on a fast, efficient blockchain. With USDC now…
#altcoin#circle#defi
EthereumBeginnerThe Ethereum Foundation is stepping up its financial game with a clearer and more transparent treasury policy that links its spending and cash needs directly to its Ether holdings and sales. This decision is intended to bolster the Foundation’s financial stability as it prepares for a vital 18…
#aave#crypto#stablecoins
EthereumBeginnerA recent incident has highlighted the growing sophistication of phishing attacks in the cryptocurrency space. An investor lost a total of $2.6 million in stablecoins after falling victim to two separate zero-value transfer phishing scams within a mere three-hour window. This method, which exploits…
#altcoin#crypto#hackers
